Only 34% of respondents passed this 6-question financial literacy quiz — try it yourself here


Only 34% of respondents correctly answered four or more of the six personal finance questions on FINRA's 2018 National Financial Capability Study. FINRA, or the Financial Industry Regulatory Authority, conducted an online survey of 27,091 American adults.

Experts say developing financial literacy should be an ongoing process, since it can help shape your relationship with money. There's a clear link between financial knowledge and financial well-being, and those who are financially literate are much more likely to plan for retirement and stay on course.

We recreated FINRA's quiz so you can see how much you know about basic financial concepts, and where you may need to fill in some gaps. If you don't know all the answers, don't fret. And if you have a money question you'd like for us to address, email us at, and our expert money advice columnists, including Ramit Sethi and Farnoosh Torabi, may share their thoughts.