Welcome to Day 21 of our 30-Day Easy Money Makeover! Every day in April, we’re bringing you strategies to help you improve, and feel more confident about, your money situation. Follow along and see the rest of the calendar here.
We’re more than halfway through the 30-Day Easy Money Makeover, so let’s take stock. Your goal for today: Review your accomplishments, and then plan ahead.
First, look back at the past 20 days. Did you find all your subscriptions and cancel each one you’re not using? Have you confirmed that everything on your credit card and bank statements is legit? Did you start researching salaries to ask for your raise later this month?
Take note of any successes, big or small. (By Day 3, one of our editors was ahead by $750.) Start thinking about ways you can use that found money to reduce budget stress, get closer to a savings goal, or start investing.
Then, if you see room to improve or catch up, schedule a realistic plan for the next week or so. You’ve likely already made some big changes, so filling in a few missing gaps should be a natural next step.
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Remember, this isn’t about wearing yourself out: It’s about rebooting to ensure financial success. Take a little time to create a winning home-stretch plan, and commit to your goals.