Anytime you save more, spend less—or hit any money milestone—science says you should do a little happy dance. Seriously. Research shows that recognizing small wins is the key to staying motivated while trying to achieve bigger goals. Like...
Okay, it’s not as cool as a blended fruit beverage. But buying an actual piece of fruit will still fill you up (fiber!) and it’ll cost you so much less. (You can basically eat a banana a day for two weeks for the price of one large smoothie.)
That’s right. Some insurers have cash-back incentive programs that reward you for everything from filling out a health survey to joining a gym or getting a flu shot. Check your plan’s details and reap the physical and financial benefits of staying healthy.
Let's be real, leftovers from the dinner you made last night are going to taste way better than a $12 Caesar salad from the deli. Bonus points when you actually remember to take that lunch you packed out of the fridge and bring it to work.
It takes a lot of restraint not to blow a bonus check. But your future self will thank you for investing that money instead when you’re off enjoying your luxe post-work life.
Avoiding impulse buys is tough, especially when prices are low and enticing items are plentiful (and conveniently placed between you and the check-out register). Give yourself a high five for making a list—and sticking to it.
You've saved money without even trying! No matter the dollar amount, discovering forgotten cash is always a win—and proof that, yes, you can actually save money without missing it. (Bonus points if you put it in the bank or invest it before you’re tempted to spend it.)
We hear it all the time in commercials, but good driver behavior, shopping the competition and even getting older (over 25, in particular) really can drive down the cost of your premiums. Ask for it.
Shopping while starving is a sure-fire way to end up with a lot of questionable items in your cart. (Really? Swedish fish-flavored Oreos?) Having a snack before heading inside can keep your hunger from overriding your will power.
An estimated $1 billion in gift cards go unused every year. Don’t let that happen to your cards. Anytime you have to buy a gift for a wedding, birthday or other event, why pay money? Dust off those old cards instead and put them to use.
Wasting fewer hours in front of the TV and spending less on a monthly bill? That's a win-win.
Sometimes, all it takes is a call to a creditor to make your debt burden a little lighter. Hey, what’s the worst they can say? (Enrolling in an autopay program can also give you a discount if you have student loan debt.)