Another year, another chance to clean out the clutter, buy a new calendar—and make progress toward your big life goals.
If you’re among the nearly one half of Americans making New Year’s resolutions, deciding where to focus your efforts can be an intimidating task, especially when it comes to the huge scope of personal finance goals. You can ease into it by pinpointing one unhealthy habit you can swap for a healthier one. Then, once you’ve notched a quick win or two, you might be ready to work toward even bigger aspirations—to master the art of budgeting, save more, invest wisely or finally get rid of debt for good (or at least make a good dent in it).
Here are four in-depth guides that’ll help guide you toward those goals, step by step.
Learn how to create a spending plan you won’t hate with our detailed budgeting guide. We lay out five budgeting styles—like zero-sum budgets and the envelope system—so you can choose the one that works best for you.
Whether you’ve never saved before or have been doing it inconsistently for years, this guide is a valuable resource to set solid short- and long-term savings goals—and actually hit them.
If you’re struggling with debt, you’re not alone. Our guide can help you prioritize what to pay off first and identify strategies to free yourself of debt faster.
A whopping 67 percent of Americans think they’ll outlive their retirement savings. Our guide will help you navigate the necessary steps to ensure you’re not among them. We’ll help you nail down an end goal, select the right accounts and develop smart investing habits.