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Resolved to Budget Better, Save More or Pay Off Debt in 2019? This’ll Help

Jean-Luc Bouchard

Another year, another chance to clean out the clutter, buy a new calendar—and make progress toward your big life goals.

If you’re among the nearly one half of Americans making New Year’s resolutions, deciding where to focus your efforts can be an intimidating task, especially when it comes to the huge scope of personal finance goals. You can ease into it by pinpointing one unhealthy habit you can swap for a healthier one. Then, once you’ve notched a quick win or two, you might be ready to work toward even bigger aspirations—to master the art of budgeting, save more, invest wisely or finally get rid of debt for good (or at least make a good dent in it).

Here are four in-depth guides that’ll help guide you toward those goals, step by step.

1. A guide to budget better

Learn how to create a spending plan you won’t hate with our detailed budgeting guide. We lay out five budgeting styles—like zero-sum budgets and the envelope system—so you can choose the one that works best for you.

2. A guide to save more

Whether you’ve never saved before or have been doing it inconsistently for years, this guide is a valuable resource to set solid short- and long-term savings goals—and actually hit them.

3. A guide to tackle credit card, student loan or medical debt

If you’re struggling with debt, you’re not alone. Our guide can help you prioritize what to pay off first and identify strategies to free yourself of debt faster.

4. A guide to invest more for retirement

A whopping 67 percent of Americans think they’ll outlive their retirement savings. Our guide will help you navigate the necessary steps to ensure you’re not among them. We’ll help you nail down an end goal, select the right accounts and develop smart investing habits.

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All investments involve risk, including loss of principal. The contents presented herein are provided for general investment education and informational purposes only and do not constitute an offer to sell or a solicitation to buy any specific securities or engage in any particular investment strategy. Acorns is not engaged in rendering any tax, legal, or accounting advice. Please consult with a qualified professional for this type of advice.

Any references to past performance, regarding financial markets or otherwise, do not indicate or guarantee future results. Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature. The results of any hypothetical projections can and may differ from actual investment results had the strategies been deployed in actual securities accounts. It is not possible to invest directly in an index.

Advisory services offered by Acorns Advisers, LLC (“Acorns Advisers”), an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Brokerage and custody services are provided to clients of Acorns Advisers by Acorns Securities, LLC (“Acorns Securities”), a broker-dealer registered with the SEC and a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Acorns Pay, LLC (“Acorns Pay”) manages Acorns’s demand deposit and other banking products in partnership with Lincoln Savings Bank, a bank chartered under the laws of Iowa and member FDIC. Acorns Advisers, Acorns Securities, and Acorns Pay are subsidiaries of Acorns Grow Incorporated (collectively “Acorns”). “Acorns,” the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Copyright © 2019 Acorns and/or its affiliates.

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