Quiz: How Money Smart Are You?


Just because you’ve graduated college and secured a job doesn’t mean the learning is over. In fact, getting a foothold in the real world can make you realize how much you don’t know: Suddenly, you have to start saving for the future, while paying off student loan debt and sticking to a budget to ensure your paychecks stretch throughout the month.

Managing these responsibilities requires knowledge.

But if you don’t feel equipped to handle them, you’re not alone. A PwC survey uncovered that only 12 percent of K-12 teachers address personal finance topics at school, and 65 percent say most students don’t receive financial guidance at home, either.

Fortunately, if you didn’t learn how to manage your money at school or home, you can teach yourself. But first, you need to know where you stand—and our financial literacy quiz can help you find out.

Editor’s note: This quiz has been updated to correct the fourth answer in #4 to 403(b) instead of 503(b).