While tax day happened months ago, there are a number of other key financial dates still to come in 2017. From healthcare and tax deadlines to important holiday shopping (and shipping) dates, now’s a good time to mark your calendar so you don’t miss out.
Fall: Open Enrollment at Work Begins
Every company is different, but fall is typically when open enrollment begins for work-sponsored health insurance and other benefits programs. Check your employee handbook or email HR if you’re unsure of the exact window so you don’t miss the opportunity to reevaluate your coverage for 2018.
October 16: Deadline to File Your 2016 Income Tax Return
If you filed an extension back in April, this is the last day you can file your 2016 income tax return. One exception: If you live in an area affected by the recent hurricanes, the IRS is offering additional time to file 2016 returns and even to submit quarterly tax payments.
November 1: Federal Open Enrollment Begins
If you purchase insurance through the federal exchange, this day marks the start of the 2018 open enrollment period, which wraps on December 15. Insurance plans rarely stay exactly the same from year to year, so make sure to do your homework.
November 24: Black Friday
The day after Thanksgiving remains one of the most-recognized days for scoring deals on big-ticket items like televisions and appliances, as well as popular toys. Apple products, XBox One X, Amazon devices and Google Home and Mini are expected to be big sellers.
November 25: Small Business Saturday
To highlight mom-and-pop stores during the holiday season, American Express launched Small Business Saturday in 2010. Now it’s a seasonal staple—in 2016, independent retailers and restaurants collectively raked in $15.4 billion, while Amex offered double points to cardholders who made purchases at independent retailers.
November 27: Cyber Money
Known as the biggest online shopping day of the year, Cyber Monday is the Internet's version of Black Friday. But the holiday isn’t just for gifts and other retail purchases. Last year, Travelocity slashed a big selection of hotel bookings by 50 percent and offered an additional 17 percent off for orders over $300.
November 28: Giving Tuesday
If you need a break from the retail bonanza, you can look forward to Giving Tuesday. Now in its sixth year, this day kicks off the charitable season, and is all about donating to worthy causes instead of buying gifts or scoring deals.
December 11: Green Money
Often called “Cyber Monday 2,” Green Monday is the second biggest day for online holiday shopping. In 2016, retailers offered deep discounts on must-have gifts—Target offered Beats headphones at 50 percent off, for example—so it’s worth researching what hot items may be on sale before making your purchases.
Also notable: This is the last date to mail packages that’ll arrive by Christmas using FedEx SmartPost shipments. Check out this handy guide for a detailed rundown of USPS, UPS, FedEx and other shipping companies' deadlines.
December 15: Free Shipping Day
As you can probably guess, on Free Shipping Day, retailers offer just that—free shipping—for anyone who still needs to get gifts. Check out the full list of stores big and small that participate, including 1-800-Flowers, BabiesRUs and Sur La Table.
December 23: Super Saturday
Super Saturday, which typically falls on the Saturday before Christmas, is the final push for retailers trying to keep people shopping right up until the last minute. You could find some enticing deals that just may be worth the wait. Last year, 66 percent of shoppers (155 million people) said they planned to shop on this day, giving retailers major incentive to lower prices to beat out the competition.
October 16, 2017