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How to Build on the Progress You Made in Our 30-Day Money Makeover

Kelli Grant@kelligrant

Welcome to Day 30 of our 30-Day Easy Money Makeover! Every day in April, we’re bringing you strategies to help you improve, and feel more confident about, your money situation. Follow along and see the rest of the calendar here.

You did it! Here we are on the last day of our 30-Day Easy Money Makeover. We’re done—but at the same time, we’re just getting started.

Our aim for this project was to set out small daily tasks to get you saving money and understanding more about your money. Now it’s time to take stock and think about what moves you can make from here.

As the first part of that, look back over the challenge and see if there are missed tasks you need to catch up on, or fully complete. Did you update the beneficiaries for all your retirement accounts? Still need to call about getting a better deal on your auto insurance?

Don’t think of any misses as failures, points out Pamela Capalad, a certified financial planner and the founder of Brunch & Budget in New York City. “This is a jumping off point,” she says. “If you were able to accomplish even a few things in 30 days, that’s a big win.”

Here are some next steps to consider:

1. Start tracking progress

Early on in the challenge, we walked you through some key numbers—including your net worth and your credit score—that can help you keep tabs on your financial health. As we wrap up the challenge, it’s a good time to revisit them, both to note any changes and see where there’s more room to improve.

2. Share what you’ve learned

If you’ve been doing the challenge solo, now might be a good time to set up a money date with your partner. That’s a smart idea in general, to get on the same page about your finances, says Doug Boneparth, a certified financial planner and coauthor of “The Millennial Money Fix.” “You should be able to share this information with the people around you, who are part of the financial decisions in your life,” he says.

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