Marianne Hayes is a freelance writer specializing in personal finance. After spending nearly a decade getting to know New York City and Los Angeles, she is now raising her two young daughters in her hometown of Tampa Bay. Her writing has appeared in The Huffington Post, LearnVest, Forbes.com, The Daily Beast, Babble, and more. When she isn’t writing, Marianne is usually cruising her local bookstore with kids in tow.