Zina Kumok writes about paying off $28,000 worth of student loans in three years. She has been featured in DailyWorth, LifeHacker and Time. Her blog, Debt Free After Three, educates people on how to save, budget and pay off their loans. A former sports writer, she has written for the Associated Press and has covered the New York Yankees, NBA Draft and Final Four. She also teaches workshops on budgeting, how to save money and how other people can pay off their loans.